Aristocrat Title Glossary of Terms

This glossary is provided by Aristocrat Title to help consumers and REALTORS® better understand the closing process. For questions specific to your transaction, reach out to our team anytime.

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Term Definition
Chain of Title

A chronological record of all previous owners of a property. Used to verify clean ownership history.
Closing

The final step in a real estate transaction where documents are signed, funds are transferred, and ownership officially changes hands.
Closing Disclosure (CD)

A federal form outlining loan terms, closing costs, taxes, and fees. Provided by the lender and required by law.
Cloud on Title

Any claim or issue that could affect ownership rights, such as liens, judgments, or missing signatures.