Common Title Problems That Can Delay a Real Estate Closing

Most real estate transactions move smoothly from contract to closing. However, occasionally issues appear during the title search that must be resolved before the property can transfer ownership.

Understanding common title problems helps buyers and sellers avoid surprises.

At Aristocrat Title our team works to identify and resolve title issues before closing to ensure a successful transaction.

To better understand the complete closing process, read our guide From Contract to Closing: What a Title Company Actually Does.

Unpaid Property Taxes

One of the most common title issues involves unpaid property taxes. These taxes must typically be paid before the transaction can close.

The title company verifies the tax status of the property during the title search.

Existing Mortgages

If a previous mortgage has not been properly released, it may appear as an outstanding lien on the property.

The title company works with lenders to ensure these liens are satisfied before closing.

Contractor or Mechanic’s Liens

Contractors who were not paid for work performed on a property may file a lien against the property.

These liens must be resolved before the sale can be completed.

Errors in Public Records

Occasionally mistakes appear in recorded documents, such as incorrect legal descriptions or misspelled names.

These errors can usually be corrected with updated documentation.

To understand how the title process works, read our guide:

How a Title Search Works

Service Areas

Aristocrat Title proudly provides closing services throughout Southern Indiana including:

Jeffersonville

New Albany

Sellersburg

Clarksville

Floyds Knobs

Paoli 

Frequently Asked Questions

Do title problems happen often?
Most transactions proceed without major issues, but occasional title concerns can appear during the search process.

Who resolves title issues?
The title company works with lenders, attorneys, and property owners to resolve problems before closing.

Can title issues delay a closing?
Yes. Certain issues must be resolved before ownership can legally transfer.

Closing With Confidence

Identifying and resolving title problems early helps ensure a smooth real estate transaction.

Aristocrat Title provides trusted, locally owned closing services throughout Southern Indiana and Greater Louisville. To schedule a closing, call 812.282.8704.